It is a Shariah-based term or fixed deposit account which allows you to maintain foreign currency and protect against exchange rate fluctuations, while at the same time serves as an alternative in the form of investment. You can be rest assured that your placement will be invested into a Shariah-based investments both locally and internationally. The Shariah concepts of Mudharabah Mutlaqah (unrestricted partnership) and Qardh (interest free loan) are applied to this account where the Mudharabah Mutlaqah investment portion rewards you with good returns, while the Qardh portion provides you the capital guarantee for your comfort and security.

Shariah concept: Mudharabah Mutlaqah & Qardh

Initial deposit: Minimum placement USD 3,000 or its equivalent regardless of placement tenure

Tenure: 1, 3, 6, 9, or 12 months

Benefits

• Managing a diversified currency portfolio right here in Malaysia
• Earning higher profit on short and long-term deposits
• Potential foreign exchange gain depending on the market condition
• 24-hour Customer Contact Centre

Eligibility

• Open to Malaysian citizens, permanent residents and non-residents
• Individual account / Joint Account: 18 years and above
• Non-individual account:
  • Companies, multinational corporations (including local off-shore and foreign off-shore companies), professionals, embassies, consulates and other diplomatic bodies

Terms & Conditions

Terms & Conditions

Product Disclosure Sheet

Product Disclosure Sheet