KFH Rewards

KFH Rewards

KFH Rewards Prepaid Card is part of the KFH Rewards Program, where customers can earn 10 points for every KD 1 spent when using the card for all purchases, locally and internationally. Moreover, customers will receive 1,000 welcome points upon card issuance.

AlRabeh account

Open AlRabeh account and you will have the chance to win 1,500 Kuwaiti
Dinars weekly,1 kg of Gold monthly and 25,000 Kuwaiti Dinars quarterly.

KFHOnline application

  • Local & International transfers
  • Open accounts and deposits
  • Instant virtual cards issuance
  • Buy and sell gold
  • Cardless withdrawal and deposit
  • Send and request money
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A collection of services and tools to meet your requirements

In the news..

KFH Releases 2024 Carbon Footprint Report
KFH Releases 2024 Carbon Footprint Report

Kuwait Finance House (KFH) has released its 2024 Carbon Footprint Report, which highlights the Bank’s key environmental achievements and initiatives during the year. The report also provides a comprehensive assessment of the environmental impact of KFH’s operations, products, and services, while shedding light on the main sources of emissions with the aim of developing effective solutions to reduce them and support the KFH’s efforts in combating climate change and optimizing the use of resources. Moreover, the report presents the Bank’s efforts to reduce greenhouse gas emissions, while reaffirming its commitment to launching financial products that support environmental initiatives and expanding its climate efforts in line with Kuwait’s national development goals and global climate objectives. This report marks an important milestone in KFH’s journey to develop an integrated disclosure framework that enhances transparency and ensures alignment with international sustainability standards. In his opening message, KFH Group Chairman, Hamad Abdulmohsen AlMarzouq, stated that releasing the Carbon Footprint Report reflects the bank’s unwavering commitment to environmental sustainability and its dedication to integrated sustainable practices across its operations. He added that KFH’s proactive approach in adopting environmental, social and governance (ESG) principles represent a cornerstone of the Bank’s corporate strategy. AlMarzouq emphasized that KFH has been lauded for its leadership in sustainability. The bank's focus on environmental, social, and governance (ESG) practices led to an "A" rating from the MSCI ESG index, the top score among Kuwaiti banks for 2024. KFH was also named to the FTSE4Good Index and received several prestigious awards, including Kuwait’s Best Bank for Sustainable Finance from Global Finance magazine and Best Bank for ESG from Euromoney, all of which confirm the strength of its ESG strategy. He noted that KFH’s acquisition of the formerly AUB-Bahrain Group strengthened the Bank’s position as the largest private sector company listed on both Boursa Kuwait and Bahrain Bourse, with a market capitalization exceeding KD 14 billion, and as the world's second-largest Islamic bank. This initiative has established a prominent banking entity, boasting an expansive international footprint spanning 10 countries, including key markets such as Kuwait, Bahrain, Turkey, Egypt, Germany, and the United Kingdom. This global presence strengthened the Bank’s capability to support sustainable development in new markets. AlMarzouq affirmed KFH’s commitment to supporting Shariah-compliant green finance. These efforts are demonstrated though energy-efficient home and vehicle financing to green Sukuk investment to fund renewable energy and efficiency projects. Additionally, KFH signed a unique MoU and co-launched a Global Takaful Alliance with the UNDP, promoting its role in implementing the UN Sustainable Development Goals (SDGs) and aligning its operations with ESG standards. As part of its environmental endeavors, KFH continued its eco-initiative. These included coral-reef restoration and island clean-ups in partnership with the Scientific Center and government agencies under its Keep it Green campaign, which encompasses an array of innovative environmental projects. KFH's commitment to sustainability is evident in its recent accomplishments. The bank received a LEED Gold Level Certification for Operations and Maintenance for one of its branches, a significant milestone in its sustainability journey. This follows the GSAS Gold Level Certification awarded to the KFH Auto showroom, making it the first of its kind in Kuwait to achieve this distinction. This certification highlights the showroom's adherence to environmental sustainability standards. AlMarzouq concluded that sustainability is an integral pillar of KFH’s strategy and affirmed that the Bank will remain steadfast in its commitment to continuously explore innovative solutions and partnerships that allow it to further reduce its carbon footprint and create a carbon neutral impact.

KFH Launches Zafafi Financing Product
KFH Launches Zafafi Financing Product

In line with its commitment to launching innovative banking offerings that meet market needs and boost its competitive position, Kuwait Finance House (KFH) has rolled out Zafafi product, one of the best financing solutions, to facilitate marriage requirements and enhance family stability. The product offers flexible terms and special profit rates. KFH Executive Manager Personal Finance Products, Abdulaziz Alsaeed, said that launching Zafafi marks a strategic step that enhances the Bank’s offerings which are tailored to support youth, fulfill their ambitions, and facilitate financial obligations concerning marriage. “The new initiative also aligns with Sharia principles and supports the State`s goals of building a cohesive and stable society,” said Alsaeed. He explained that Zafafi is among KFH’s most distinguished consumer financing products, offering newlyweds, both men and women, flexible financing to meet their essential needs such as furniture, home appliances, cars, and other consumer-related items, with special profit rates and convenient terms. Alsaeed added: “Newly married couples, individually or jointly, can apply for consumer financing of up to 25 times their net salary, up to a maximum of KD 25,000, repayable over a period of five years.” He pointed out that the newly launched product offers customers a grace period of up to 6 months prior to the first installment, helping ease financial commitments during the early stages of marriage. Additionally, customers can benefit from KFH’s installment deferment feature, which allows them to defer one installment each year, providing more flexibility to adjust payments according to personal circumstances. Alsaeed further highlighted that KFH provides Zafafi customers with exclusive offers in collaboration with leading suppliers in the local market, including a wide range of premium consumer products as well as special discounts and promotions. He clarified that newlyweds who wish to obtain financing under Zafafi product can apply through KFH branches across Kuwait, or via KFHOnline. Alsaeed reaffirmed KFH’s ongoing commitment to financial inclusion and its leading role in offering advanced banking solutions that cater to the needs of different customer segments. He emphasized that KFH continues to provide a comprehensive suite of youth-oriented products and services designed to support their needs.

KFH Organizes Various Events For its Breast Cancer Awareness Campaign
KFH Organizes Various Events For its Breast Cancer Awareness Campaign

Kuwait Finance House (KFH) continues its diverse activities and events under the breast cancer awareness campaign titled “You are Stronger”. The campaign which runs throughout the month of October aligns with the global Breast Cancer Awareness Month. The initiative is part of KFH’s social responsibility efforts, reaffirming its leadership in addressing various topics concerning the community, including health awareness and other community initiatives in the field. Seminars and complimentary screenings KFH’s campaign includes many events aimed at raising awareness among women about the importance of early detection and introducing them to preventive measures and symptoms of breast cancer. In collaboration with the Ministry of Health and Al Salam Hospital, KFH organizes seminars and workshops for female employees to highlight preventive ways and treatment methods. KFH also partners with Al Salam Hospital to provide complimentary medical screening, underscoring the significance of early detection and ongoing awareness. Inspiring stories The program also features real-life stories of recovered women shared on KFH’s social media platforms to learn from their experiences and instill an optimistic perspective. Additionally, KFH continues to deliver awareness messages for women as part of the campaign, with employees taking part in interactive and community events held across multiple locations. These efforts enable the public to engage with doctors and specialists, fostering greater health awareness across Kuwaiti society and motivating women to lead healthier lives. Digital platforms KFH leverages its social media and digital platforms to amplify the campaign’s impact by sharing awareness videos, informative media messages, contests, events, interviews and various seminars. It is worth noting that KFH has an extensive track record in supporting the healthcare sector, a key pillar of its social responsibility strategy. This is reflected KFH’s sponsorship and continuous support for various health-related programs, including diabetes awareness initiatives, first aid courses, blood donation events, and numerous health education campaigns focused on preventing a wide range of diseases.

KFH Showcases its Financing Services at Baytak Exhibition
KFH Showcases its Financing Services at Baytak Exhibition

In line with its commitment to providing a range of the best financing solutions that cater to customers’ design and construction demands, Kuwait Finance House (KFH) is participating as a main sponsor of the Baytak Exhibition – Building and Design from A to Z. Running from 6 to 11 October, the exhibition is Kuwait's largest event for construction and building held at the Kuwait International Fair (KIF) in halls 5 and 6. It features participation from different local entities and representatives of renowned global companies and brands in the industry. Executive Manager Personal Finance Products at KFH, Abdulaziz Alsaeed, said that the financing products offered by the Bank are distinctive and diverse. They include the housing financing product, covering property purchase, construction, and renovation, with a financing of up to KD 70,000 and a credit period of up to 15 years. In addition, KFH provides its customers with several benefits, including a deferred first installment for 12 months from the date of financing. These benefits help facilitate and ease the financial burden on customers. He added that KFH has partnered with leading local suppliers to offer special promotions covering the latest and best equipment in the construction field. KFH also provides offers and discounts to attract investors and interested individuals, capitalizing on the growth in the real estate and construction sector currently witnessed in the country. Alsaeed further emphasized that the financing solutions offered by KFH are various including the financing against cash collaterals. It is determined by the blocked value of the deposit amount in the customer's account, allowing the customer to continue earning profits on the deposit. Customers can conveniently submit their financing applications through KFHOnline. He also noted that KFH provides financing against gold account collateral, the first of its kind in Kuwait. “This product enables customers to obtain financing secured by the value of gold bullions available in their gold account,” explained Alsaeed, “This allows customers to benefit from the value of their gold without selling it, making this financing product one of the most innovative solutions designed to enhance the customer experience and meet their needs.” Alsaeed pointed out that KFH offers a deferred installment service (KFH Pass), enabling customers to postpone one installment each year. This feature provides customers with the flexibility to select which month to skip payment annually during the financing period, in line with their personal financial needs. A dedicated booth staffed by a specialized team was present in the exhibition. The team addressed all inquiries from customers and visitors. They also showcased KFH’s financing products and solutions that cover building requirements at all stages of construction. KFH’s participation in the exhibition as a strategic partner underscores its leading economic role in financing construction projects and supporting the urban development movement that contributes to national development and drives economic growth. It also reflects the Bank’s pioneering contribution to supporting and ensuring the success of events, activities, and exhibitions that discuss and highlight key issues and achievements closely linked to Kuwait’s economic landscape, particularly those related to vital sectors such as industry, construction, and building. Baytak exhibition represents an opportunity for direct engagement with customers, as KFH showcases its financing services alongside participating companies, while strengthening partnerships and coordination with suppliers and merchants to meet all customer needs.

Treasury Daily Market Report

Treasury Daily Market Report