As part of its commitment to delivering the best investment solutions, Kuwait Finance House (KFH) offers Thimar investment plan, designed for a secure retirement. This plan is available for customers aged 21 to 55, with investment term ranging from 5 to 39 years.

Thimar key features include the flexibility to adjust the target amount, or the monthly deduction at any time and automatic monthly transfers from the customer's account to Thimar investment plan. Additionally, customers can withdraw up to 60% of the balance in the first year, and up to 60% each year following the initial withdrawal. They also have the option to increase the monthly investment amount automatically once every two years.

Customers can deposit fixed amounts in addition to the monthly savings without affecting the plan’s schedule. Upon completion of the saving period, the targeted saving amount and the accumulated profits will be available. The plan can be canceled at any time, with the amount invested and accrued profits up to the closing date refunded to the customer. The target investment amount ranges from KD 4,000 to KD 120,000.

When opening Thimar plan, a Takaful insurance coverage is automatically issued in the customer’s name.  The insurance will cover the unpaid savings due to death or total disability (sickness or accident) during the saving period.

Through Thimar, customers can save monthly amounts that yield higher investment returns on their savings. Upon reaching retirement age, the total amount saved, along with investment profits, will help cover the customer’s expenses and personal projects during this phase of life, all with the benefit of Takaful coverage.

It is worth noting that KFH long-term investment plans encourage customers to strengthen their future planning and saving culture, prioritize family spending, and enhance opportunities to increase household income through flexible, innovative solutions with attractive returns.

In addition to Thimar plan, KFH offers several other long-term investment plans. Among them is the Jameati plan, which is designed to support university education expenses for children once they reach the age of 18. Another plan is Injaz, a multipurpose investment option that allows young people to plan ahead and realize their future ambitions by starting to invest their savings early, whether to establish a business, purchase a home, or pursue other personal goals.

There is also Rafaa, an investment product created to ease the costs of marriage for children through early planning. Parents can set a specific amount to cover marriage expenses, which is made available in full at the end of the plan, helping them prepare for their children’s family life.

Meanwhile, Shifaa investment plan enables customers to set a target amount, in which the Bank will develop a suitable plan tailored to their needs. Beyond savings, Shifaa also provides Takaful protection against certain critical illnesses, as well as coverage in cases of death or total permanent disability, while giving customers the option to access their savings in emergency situations.