Top key features and benefits
“Bai' As-Sarf and Qardh”
- Enjoy peace of mind when you purchase gold without having to keep the physical gold.
- Affordable initial deposit as low as 5 grams
- Gold Denominations : 1, 5, 10, 20, 50 & 100 gm
- Opportunity for capital gain if gold price appreciates.
- No charges imposed on safekeeping and withdrawal
- A Supplementary Debit Card-i for your spouse, children, family members and friends.
- 10% cashback on first usage on retail spending. Spend and you will enjoy 0.5% Cash Back (for principal Cardmember only) on any retail spending.
- Convenience of cashless payments on goods or services at any merchant outlets that carry the VISA logo worldwide and “MyDebit” logo nationwide.
- Seamless cash withdrawal from ATMs displaying the MEPS (Malaysian Electronic Payment System) and VISA Plus logo.
- Exclusive shopping deals at any participating merchants with our loyalty program.
- Contactless feature that allows you to wave and tap for transactions below RM250*.
- Options are available on transaction limit reduction or to turn off the contactless functionality.
- Customer below 18 years old requires a guardian to open the account.
- The gold account is an investment product and is NOT eligible for protection by Perbadanan Insurance Deposit Malaysia (PIDM).
- Birth certificate of child
- National Registration Identity Card (NRIC) or passport of legal guardian